As I will be needing to have a vehicle to assist me getting around the district, I decided to look into car insurance today. I was surprised. The cost of insurance for a 4 or 6 cylinder vehicle is approximately between $475 and $560 BZD (divide by 2 for USD) per year. This includes a 0 deductible, $500 BZD for towing, $1000 BZD for windshield repairs, as well as liability for injuries to 3rd parties. This insurance can only be placed on vehicles that are 8 years or newer. Vehicles that are older only carry the liability insurance.
Now, you may ask, where does the peril come in?
Hold on to your hats – a lot of windshields here are damaged. And it is quite possible that the damage has come as a result of coconuts, or palm berries, falling from the trees. Whoever would have thought that a coconut could cause an individual to have to submit an insurance claim? So, in my mind, it is important to get the insurance that covers windshields. There are coconut trees all over the place. No matter where you are, it is quite possible that your windshield will be damaged by a coconut. Not something that somebody from the northern climes would think about, for sure.